Frequently Asked Questions

What types of treatments and products does Petcard cover?
Any veterinary related treatment or item.
Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval - there is no cost.
Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.
How soon can I get approval for financing?
You can obtain approval for financing almost immediately. Many approvals are given while the customer is still at the vet's office.
Can I borrow a portion of the amount of the procedure or purchase?
Yes, Petcard will pay directly to your veterinary service provider whatever portion you would like to borrow, be it the total cost of the procedure or a portion.
Do I have to put down a deposit to borrow?
No. It is up to you if you would like to pay your veterinary service provider a deposit. Petcard will finance the total cost of the procedure including your deposit, if required.
What if the vet I am seeking treatment from is not registered with Petcard?
Simply inform Petcard. We will contact your vet to inform them of our services and provide him/her with the option to register with us.
What if I have not chosen a vet or veterinary service provider, can I get pre-approved for financing?
Yes, Petcard will pre-approve your financing before you have chosen a veterinary service provider.
Can I have more than one loan with Petcard?
Yes. Each loan financed must go through the same application process to determine the ability to repay.
How long may I finance the procedure or purchase?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.
If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.
Didn't find your answer here?

Contact us and we will be pleased to assist you!

Call us at or contact us online.

Get the product or treatment you want now!

Apply now